You can fastly claim health funds rebate on site . You just pay for the gap payment .The reimbursement amount renews on day of new year. It is advised to try to use out your card of health funds. Your amount of reimbursement is about $400 or $200 each person listed on the card. Most bank cards and credit cards accept. You would wast your money of reimbursement if you do not use out your health insurance each year.